DYJ Terms & Conditions

• Gold weight is accumulated on every installment as per the gold rate of the local jewellery association.
• Only one installment can be paid in a month.
• Payment paying term is 11 months. The customized jewellery will be delivered on the 12th month.
• If a month is unpaid, the plan is extended by that unpaid month.
• Payment for the plan is accepted only till the 10th of the month. Any payment received beyond 10th will not be accepted for that month. It will be treated as an advance for the next month.
• We offer a discount of 18% on the value addition charges. Any charges higher than the offered discount is payable by the customer.
• GST is payable by the customer.
• Payment acceptable as Cash, cheque, post-dated cheque, bank transfers, UPI transfer, SMSpay etc. 11 months is the full paying term. You are eligible to enjoy all the benefits of the scheme when you pay a minimum of 9 months.
• Pre-closure below 9 months does not qualify for any value addition benefits.
• The option of weight accumulation or amount accumulation (the choice lies with the customer) is exclusive to the Svethadhatu, Vaidooryam, Pushparaag plans.
• The Mutya and Pravala plan subscribers are eligible for weight accumulation only.
• All disputes are subject to Chennai jurisdiction only.